Terms of Service

1. Acceptance of Terms

By accessing or using AdVault ("the Platform"), you agree to be bound by these Terms of Service, our Privacy Policy, and our Acceptable Use Policy. If you do not agree to these terms, do not use the Platform.

2. Eligibility

• You must be at least 18 years of age (or the age of majority in your jurisdiction) to use AdVault.
• You must be a legal resident of a jurisdiction where participation in ad-reward programs is permitted. Void where prohibited by law.
• Employees, officers, and directors of AdVault and their immediate family members are not eligible for cash prizes.
• By creating an account, you represent and warrant that you meet all eligibility requirements.

3. Account Rules

• One account per person. Creating multiple accounts is strictly prohibited and will result in a permanent ban and forfeiture of all earnings.
• You are responsible for maintaining the confidentiality of your login credentials.
• You must provide accurate information during registration and keep it up to date.
• You must verify your email address before participating in prize-eligible activities.

4. How AdVault Works

AdVault is an ad-viewing loyalty platform. Users ("Viewers") earn points by watching short video advertisements. Points contribute to daily and weekly leaderboard rankings. Top-ranked viewers are eligible to claim cash prizes.

• Points have no cash value on their own and cannot be transferred between accounts.
• Prize amounts and structures are determined by AdVault at its sole discretion and may change at any time with reasonable notice.
• Prizes are funded by advertising revenue and are subject to availability.
• Prize draws are based on leaderboard rankings during defined daily and weekly periods.

5. Prize Rules

• Daily Prizes: Top 3 ranked viewers each day share a $50 prize pool ($25 / $15 / $10).
• Weekly Prizes: Top 5 ranked viewers each week share a $250 prize pool ($100 / $60 / $40 / $30 / $20).
• Prize winners are determined by total points earned during the applicable period.
• In the event of a tie, the viewer who reached the tied point total first (by timestamp) receives the higher prize.
• AdVault reserves the right to withhold prizes if fraud, manipulation, or violation of these terms is suspected.
• Prizes may be subject to verification of eligibility and compliance with these terms.

6. Tax Liability & Reporting

• In the United States, if your total prize winnings from AdVault equal or exceed $600 in a calendar year, you will be required to submit a W-9 form. AdVault will issue an IRS Form 1099-MISC for reportable income.
• Failure to provide a valid W-9 when requested may result in withholding of future prize payments until compliance.
• For international users, you are responsible for determining and complying with your local tax obligations related to prize winnings.
• AdVault does not provide tax advice. Consult a qualified tax professional for guidance specific to your situation.

7. Fair Use & Anti-Fraud

AdVault employs sophisticated anti-fraud measures to ensure fair play. Please review our Acceptable Use Policy for the full list of prohibited activities. In summary:

• Using bots, scripts, browser automation, or automated tools to watch ads is strictly prohibited.
• Operating multiple accounts, using VPNs/proxies to circumvent fraud detection, or coordinating with others to manipulate rankings is forbidden.
• Exploiting bugs or vulnerabilities must be reported, not exploited.

Violation of these rules may result in immediate account termination, forfeiture of all earned points and prizes, and potential legal action.

8. Prize Claims & Payments

• PayPal payouts are processed automatically and delivered instantly. Venmo, Zelle, and Cash App payments are processed manually within 1–3 business days.
• You must provide valid payment details for your chosen payment method.
• Claims of $100 or more, or claims from accounts with elevated risk profiles, may be held for manual review.
• AdVault reserves the right to withhold, delay, or reverse payments if fraud is detected or terms are violated.
• Unclaimed prizes expire 30 days after the applicable prize period ends.

9. Advertiser Terms

Advertisers who use the Platform to display ads agree to:

• Submit only truthful, non-misleading ad content that complies with applicable advertising laws.
• Accept that all ads are subject to content review and may be rejected at AdVault's sole discretion.
• Acknowledge that payments for ad impressions are non-refundable once impressions are delivered.
• Not use the platform to distribute malware, phishing content, or illegal material.

10. Anti-Money Laundering (AML)

AdVault is committed to preventing the use of its platform for money laundering or terrorist financing. We reserve the right to:

• Request identity verification documentation at any time.
• Delay or refuse payouts that appear suspicious or are inconsistent with normal platform activity.
• Report suspicious activity to the appropriate authorities as required by law.
• Refuse service to individuals or entities on sanctions lists (OFAC, EU, UN).

11. Intellectual Property

All content, branding, and technology of AdVault are the property of AdVault and its licensors. You may not copy, modify, reverse-engineer, or distribute any part of the Platform without express written permission.

12. Limitation of Liability

AdVault is provided "as is" without warranty of any kind, express or implied. To the maximum extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform. Our total aggregate liability is limited to the amount of prizes actually paid to you in the 12 months preceding the claim.

13. Dispute Resolution & Arbitration

• Any dispute arising out of or relating to these Terms or the Platform shall be resolved through binding individual arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules.
• Class Action Waiver: You agree to resolve disputes with AdVault on an individual basis only. You waive any right to participate in a class action, class-wide arbitration, or any other representative proceeding.
• The arbitration shall take place in New York, New York, or at a location mutually agreed upon.
• This arbitration agreement does not prevent you from bringing issues to the attention of federal, state, or local agencies.
• Opt-out: You may opt out of this arbitration clause by sending written notice to AdVault within 30 days of creating your account.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

15. Modifications

We reserve the right to modify these terms at any time. Material changes will be communicated via email or in-app notification at least 14 days before taking effect. Continued use of the Platform after changes take effect constitutes acceptance of the updated terms.

16. Termination

We may suspend or terminate your account at any time for violation of these terms or for any other reason at our sole discretion. Upon termination, you forfeit any pending prizes and unredeemed points. You may delete your account at any time from your Profile settings.

17. Contact

For questions about these terms, please contact us.